Sunday, December 31, 2017

MAKING A NEW YOU IN THE NEW YEAR

















The new year is here, and with it come the billions of small promises we all make to spark some change in our lives. For some it will be a brand new creative endeavor  For others it will be the abandonment of bad habit. Almost invariably, resolutions center on the formation or destruction of a habit. Habits are like compound interest. If you understand how to harness their power, the returns in the long run are enormous. But how do we support the willpower it requires to start and sustain a new habit?

An often overlooked tool in our quest for habit formation is the simple ritual. A ritual is a series of actions or behaviors followed without deviation. Though rituals are most often associated with religious ceremonies or family traditions, there’s increasing scientific evidence to suggest that rituals appear to benefit even people who claim not to believe that rituals work. Rituals have also been shown to alleviate grief after loss and help enhance confidence before sporting events.

Rituals can serve as an excellent “boot up” routine for a new habit. As most gym rats will tell you, the hardest part of most people’s workout is putting on their shoes. But the act of putting on the gym clothes, preparing your sports drink, and printing out your lifting routine can become a powerful ritual which gets you in the mindset for your workout and puts you on automatic pilot.

Some rituals don’t have to be directly related to a habit we want to build or break. For instance, you might decide to start each day by sitting down at the kitchen table and drinking a large glass of ice cold water. The act of drinking the water might simply be a moment to reflect on and remind yourself of your commitments, “filling you up” with willpower. What rituals do you have in your life? Where are there opportunities to create new rituals?

Here’s hoping your rituals serve you well in the new year!

Valerie McConville

Thursday, December 28, 2017

CELEBRATING NEW YEAR'S EVE WITH CHILDREN

















Partying until midnight may not be in the cards for you come New Year's Eve if you have small children.  But that doesn't mean you can't have a great time ringing in the New Year!  Kids can get in on the fun, too; you will just have to make your plans for earlier in the evening and modify them a bit for a young audience.

A Geography Lesson

Wherever you live, choose a location that celebrates New Year's Eve earlier than you.  For people on the West Coast, this can simply mean celebrating along with those on the East Coast.  But if you are in New York and can't wait for the ball to drop, consider celebrating along with the people of Brazil or Portugal instead; they will celebrate the New Year three to four hours before the East Coast of the United States.

Take some time to learn about the place you are choosing and ring in the New Year with some fun food and treats from that place.  Your adjusted New Year's party can be educational and fun too!

Something Sparkling

Instead of champagne, pour some glasses of sparkling apple cider for your “midnight” toast!  Kids will love having this drink that seems grown up, but is free of alcohol and tastes like apple juice!  Buy some plastic disposable champagne cups, too, in order to add to the special nature of the treat.

Hats And Noisemakers

There's nothing kids love more than dressing up and making a lot of noise!  Get out those paper New Year's party hats and pass them around, and make sure everything has a noisemaker to blow in celebration.  Just don't pass them out too early, or you might be tired of hearing them long before the party reaches its climax!  Everyone can join in the countdown together and make plenty of noise in celebration.

Once the kids are in bed, you can ring in the New Year with some real champagne if you like, but a little early celebration will turn this usually adult holiday into a fun occasion for your children as well.  With a few treats and the chance to make a lot of noise without reprimand, this is sure to be a favorite holiday tradition for any child!

Tuesday, December 26, 2017

NEW YEAR'S EVE DECORATING IDEAS

















On December 31 of every year, the world celebrates New Year's Eve.  Resolutions for the coming year, the feeling of a fresh start and the notion that anything is possible are all common as another year approaches.  Because this day is so special to many around the nation, it's often celebrated with a party.  And what party would be complete without the proper decorations?  Here are some ways to make your New Year's Eve celebration fittingly festive:

Do You Have The Time?

A New Year's Eve celebration would not be complete without a clock.  After all, the evening's events all lead up to one great countdown that rings in the New Year, so make sure that your party features a large clock that's big enough for every guest to see from a distance.  It should have an hour, minute and second hand so that you can host your own countdown to the New Year with everyone present.

Ring In The New Year Everywhere

Depending on where you are, it may be possible to watch live televised coverage of others as they ring in the New Year before you.  For instance, those located on the west coast or even in the central states can watch everyone on the east coast celebrate the New Year before they do.  This is often a fun way to lead up to your own time zone celebration, so be sure to include a television for all of your guests to watch throughout the party.

Popular Decorations

With New Year's Eve comes streamers, confetti, balloons and plenty of other colorful decorations.  This means that you absolutely must incorporate color into your decorating theme.  Another popular accent is an automatic bubble machine, which is always a crowd pleaser at any party.

Have A Seat

If your New Year's Eve party includes dinner, be sure to decorate each place-setting accordingly.  Tablecloths should be crisp white in color and beautifully adorned with elegant dinnerware and flatware.  At each setting, include a disposable camera, party hats, a small bag of confetti and a miniature bubble set.  These will be ideal for your guests to capture all of evening's special moments on film and still be able to participate in the festivities.

Putting Your Best Foot Forward

Most New Year's Eve parties feature dancing, so put your best foot forward when it comes to decorating your dance floor.  People love to dance and having the perfect setting will help everyone to enjoy your party even more.

Wednesday, December 20, 2017

A PRAYER FOR THE HOLIDAYS






















As we enjoy the holiday season, I wanted to take a moment to reflect on the season when family and friends gather, and the big picture in terms of how we're all expected to get along on this increasingly crowded planet of ours.

The holidays often put people around the table who may not normally see one another throughout the year. Far flung relatives, cousins, in-laws, and other guests-of-guests may come from all walks of life. Their political, religious, and social viewpoints may differ widely from our own. Yet when we see them during the holidays, we do our best to tolerate differences. Ideally, we look for ways to connect rather than provoke arguments.

Tolerance is not always the easiest value to embrace. Now, especially, we can find ourselves thrust into polemic arguments driven by political and media forces which command enormous attention and influence. Social media and a profound lack of face-to-face interaction makes it easier to distance ourselves from our mutual, essential humanity if we let it. It is easy to be intolerant. Easy to erect high walls. Easier than ever to segment and align ourselves with only those who agree with our values and sense of our role the world.

I would gently urge everyone to see the holidays as more than a time to buy gifts, give thanks for our blessings, and eat sweet treats. Let us remember to practice tolerance, acceptance, and recognize the importance of diversity in this world.

In closing, I would like to extend my warmest wishes to you and your family and truly hope that you have a HAPPY AND JOYFUL HOLIDAY SEASON.

With hope and gratitude,

Valerie McConville

Monday, December 18, 2017

FIVE TIPS FOR A BETTER CLOSING DAY

Buying a home can be a long process. The last thing you want after all your time spent searching for homes and getting the best mortgage rate is to have everything go wrong on closing day. 

Here are five tips that’ll ensure it goes smoothly.

1. Schedule a date that works best for you: You have every right to request the closing take place at an ideal time for you, and the other parties in the transaction will usually work with you to make it happen. 

Whether it’s timing the closing around a pay date or the end of a lease, the first step is finding a date that minimizes stress or conflicts.

2. Clarify your payment: Many title companies do not accept personal checks, so give yourself a few days to get a cashier’s check or set up a wire transfer.

3. Double check insurance: You’ll need to arrange for a title insurance policy for your mortgage and purchase homeowner’s insurance (plus flood or earthquake insurance, depending on the area). Make sure your policy begins by your closing date.

4. Do a final walk-through: You’d be surprised to find that buyers skip this step! Schedule a final walkthrough to ensure that all requested repairs have been made and everything is in working order.

5. Take action based on walk-through: If any issues are identified, you may need to delay closing or negotiate a discount before the closing date to avoid delays.

Thursday, December 14, 2017

UP-SIZING YOUR HOME















Unfortunately our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof.

Remodeling and adding to your home is one option for creating more space, but it can be costly, and the size of your property may be prohibitive. That’s when moving to a bigger home becomes the best solution.

WHERE DO YOU NEED MORE SPACE?

The first thought when upsizing your home is to simply consider square footage, bedrooms, and bathrooms. But it’s important to take a more critical approach to how your space will actually be used. If you have younger children (or possibly more on the way), then focusing on bedrooms and bathrooms makes sense. But if your children are closer to heading off to college or starting their own families, it may be better to prioritize group spaces like the kitchen, dining room, living room, and outdoor space—it’ll pay off during the holidays or summer vacations, when everyone is coming to visit for big gatherings.

MOVING OUTWARD

If you need more space, but don’t necessarily want a more expensive home, you can probably get a lot more house for your money if you move a little further from a city center. While the walkability and short commutes of a dense neighborhood or condo are hard to leave beyond, your lifestyle—and preferences for hosting Thanksgiving, barbecues, and birthdays—might mean that a spacious home in the suburbs makes the most sense. It’s your best option for upsizing while avoiding a heftier price tag.

Monday, December 11, 2017

YOUR PUPPY-WELCOMING SHOPPING LIST

Bringing home a puppy means a guaranteed influx of excitement and cuteness in your home, but it also means you’ll need a lot of patience, commitment, and important supplies. 

If you’re thinking about getting a puppy, these items should be at the top of your shopping list.

1. Leash: Your puppy needs exercise, but won’t have the discipline to keep from running off. Puppies are still developing strength, so look for a lightweight leash.

2. Crate: Crate training is a common, effective method for house training your pup, plus a crate provides a safe, comfortable place for your puppy at night. 

3. Safe toys: Much like babies, puppies are susceptible to choking hazards, including toys. Make sure any toys you purchase for your puppy are appropriate for its age.

4. Food and water bowls: It may come as a surprise, but you should buy bowls that are chew-proof and designed for canines. Puppies often chew on their bowls and cheap, chewed-up plastic can harbor harmful bacteria.

5. Bath supplies: Beyond the obvious items like shampoo, you can make bath time more enjoyable for you and your pet with a dog dryer, which is less messy and better for your pet than using towels or human hair dryers.

Thursday, December 7, 2017

STAY SAFE THIS HOLIDAY SEASON












People love the holiday season. To keep your holiday decorations enjoyable and safe, keep in mind these safety tips.
Candles: Keep anything flammable away from a lit candle. Place the candles out of the reach of children or pets. Blow out the candles when you need to leave the room or go to bed.
Christmas tree: Water the tree to keep it hydrated. Place the tree away from any heat sources. Make sure the tree is not blocking entryways or foot traffic. Hang fragile Christmas ornaments on higher tree branches away from the reach of children and pets. Turn off lights before going to bed.
Electric lights: Lights will be labeled for either indoor or outdoor use. Throw out lights with worn or torn wires. Replace missing or cracked bulbs. Read labels to make sure you are following acceptable wattage levels and are not overloading the circuits.
Outdoor decorations: Fully secure outdoor holiday decorations so they don’t get blown away or stolen. Put lights and fans on a timer so you don’t forget to turn them off. Use waterproof electrical connectors.
Ladders: Ensure your safety by making sure ladders are on level and sturdy ground. They must also be able to support not only your weight, but the weight of the decorations.
Holiday plants: Be sure to keep plants such as mistletoe or poinsettia away and out of the reach of your pets.
Cleaning up: After the holidays, check with your city or waste management company to see if they have a tree recycling program. Carefully take down outdoor decorations and inspect them for damage.
Have a great holiday!

Monday, December 4, 2017

TIPS FOR A STRESS-LESS HOLIDAY SEASON






















Traditionally December is a time for get-togethers with friends and family, celebrations and travel. It is supposed to be an enjoyable time of year. Yet surprisingly, many people feel stressed during the holiday season.
How do you make sure that stress doesn’t get in the way of an otherwise pleasant month? Here are some tips that will help.
  • When entertaining, prepare meals well in advance and keep them warm. That way, you won’t be rushing at the last minute and you’ll be able to relax with your guests.
  • When travelling, expect that things are going to be busy and plan accordingly. If you’re flying, for example, get to the airport early. If you’re driving, give yourself plenty of time to get there and take regular breaks along the way.
  • Keep your to-do list short. Don’t do in December what can easily be put off until January.
  • If you have guests staying over, don’t be an innkeeper. Invite them to helpthemselves to breakfast, snacks, etc. Show them where fresh towels and linens are kept. Make them feel at home.
  • Avoid a tight schedule. December is already a busy time. The less you stress, the more you’ll enjoy the season!

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