Monday, January 30, 2017

YOUR EXIT PLAN IN CASE OF FIRE

In almost every movie featuring a house on fire, the actors seem to be able to move around the house and see just fine, while beating back flames with a shirt or coat. Of course, that’s not what happens in real fires. 

When there’s fire in a home, there is typically complete darkness (because the power goes out) and a cloud of spreading thick, black smoke makes it difficult to see and breathe. 

That’s why knowing how to get out of your house — fast — is crucial. 

Experts recommend rehearsing what to do in case there’s a fire. Make sure everyone in the family has an exit plan. Each should know exactly how to get out, including primary and secondary exits, and where the family will meet once safely outside. 

Never attempt to take anything with you. It may seem like you have plenty of time to grab a coat or purse, but the characteristics of a fire can change in seconds. 

As a fail safe, in case you can’t exit through a door, you should determine in advance which window has the safest exit. Make sure that the window opens easily and everyone knows how to remove the screen or any other obstruction. 

Finally, don’t call the fire department from inside your house. Get out first, then make the call.

Monday, January 23, 2017

WILL AN OPEN HOUSE HELP SELL YOUR HOME?

You’ve probably seen signs around the area for Open Houses. You may have even attended a few. 

These are open invitations for potential buyers to drop by on a certain day and time, to check out the property and get more information. 

When you’re listing your home for sale, you might wonder whether you’ll need to have an Open House. 



To answer that question, you’ll need to consider the pros and cons. Planning and hosting an open house isn’t as easy as it may seem. There’s a lot of preparation involved. 

In addition, you’ll likely spend hours making your property look its best and you’ll need to be away from your home for a good part of that day.

That being said, an Open House has many advantages.
  • It helps showcase features of your property that may not come across well in advertisements and listing descriptions. 
  • It attracts potential buyers who, for any number of reasons, might not otherwise call to view the home. 
  • It generates a buzz and publicity about your listing.
However, an Open House might not be necessary if there is high demand for properties like yours and you’re likely to get multiple offers.

Monday, January 16, 2017

HOW TO AVOID DISAPPOINTMENT WITH YOUR LENDER










A recent survey revealed 1-in-5 home buyers ended up unhappy with their lender. How does this happen? What can you do to avoid this situation the next time you shop for a loan? This post explains some helpful tips for seeking satisfaction with your lender.

Home buyers often do not realize how complex and competitive the lending process can be. For many (especially first-time buyers) there’s only a hazy idea of “the bank” approving or denying them a mortgage. So many don’t understand how to shop for a loan or that investing a little time upfront can result in profound savings and a sense of satisfaction.

A recent article in the Wall Street Journal recently revealed “in a recent survey, 21% of home buyers regretted their choice of lender.” (Source: http://www.wsj.com/articles/about-one-fifth-of-mortgage-borrowers-were-unhappy-with-their-lender-1481738583) Among first-time buyers, that figure crept up to 27%.

As the piece details, there are some good ways to avoid this disappointment. First and foremost, it’s important to plan ahead, looking into mortgage options long before you actually begin hunting for homes. It’s also important to get more than one quote. Also, don’t go solely on a referral from a friend, family member, or even your real estate agent! While your agent may know some superior lenders, you should always base your decision on the lender’s own merit. Often online reviews and independent rating agencies will help you make this determination.

Additionally, you may be interested in these tips from the website “Nerd Wallet” to help you  “jump-start the mortgage loan process.”:


This article also includes killer questions to pin down how these lenders work and what you can expect during the experience. 

Finally, here are some resources to avoid becoming a victim of a predatory lender. This piece, “Top 12 Warning Signs of A Predatory Lender” by FHA Loan Pros (Source: http://www.fhaloanpros.com/resource/top-ten/top-12-warning-signs-of-a-predatory-lender.php) provides crucial warning signs which might just save you from making a major mistake.

Looking for a mortgage broker to help you navigate the lending process? I’m happy to refer a few. Get in touch today: valeriemcconville@gmail.com

Monday, January 9, 2017

WHO TO NOTIFY BEFORE YOU MOVE
















If you’re moving soon, the list of people and organizations who legitimately need your new address is surprisingly long! Don’t overlook anyone on this list before you make the move.

Are you preparing for a move? You probably know to notify your friends and loved ones, but there turns out to be a surprising number of people and organizations who need to know about the address change. A recent article from Zillow included a comprehensive checklist which covers pretty much everyone you will need to notify:
  1. Family and friends
  2. Current employer
  3. Landlord
  4. Postal services
  5. Utilities
  6. DMV
  7. Government agencies
  8. The IRS
  9. Financial institutions
  10. Insurance companies
  11. Medical and educational facilities
  12. Subscription services and clubs
Be sure to read the article to check out advice for notifications when dealing with each of these 12 parties who need to be notified. Read all about it here: http://www.zillow.com/blog/who-to-notify-when-moving-187286/

While certain companies and institutions usual have formal processes for notification of an address change, it can be a good idea to go ahead and get some inexpensive postcards printed up announcing your move.

If you’re looking for other superb moving tips, don’t miss out on the website Moving.Tips (http://http://moving.tips/) It contains a wealth of information on issues and questions surrounding making a move, including articles such as “Why cheaper is not necessarily better when moving house?” and “How to say goodbye to a home when moving?”

Moving can be stressful, but there’s a lot you can do to reduce stress and even add some much needed fun and satisfying emotional transitions to the event.

Thinking about a move? I can help you buy or sell your next home: valeriemcconville@gmail.com

Monday, January 2, 2017

GROWING GREENER AND SAFER COMMUNITIES!
















Did you know that green spaces such as parks and protected land are actually good for public safety? This interesting report shines a light on the relationship between green space and safe space.

Some interesting information is out on the topic of green space in neighborhoods and the impact they have on community safety. The report, “How Cities Use Parks to Create Safer Neighborhoods,” offers the following:

“For those concerned that green spaces may foster crime and illegal activity, evidence now exists that the opposite may be true. These are the findings of scientists at the Human-Environment Research Laboratory of the University of Illinois at Urbana-Champaign who studied green space alongside public housing in Chicago. Other researchers who are conducting similar studies across the country are finding similar results.” 

Key Point #1:
Time spent in nature immediately adjacent to home helps people to relieve mental fatigue, reducing aggression.

Key Point #2:
Green residential spaces are gathering places where neighbors form social ties that produce stronger, safer neighborhoods.

Key Point #3:
Barren spaces are more frightening to people and are more crime prone than parks landscaped with greenery and open vistas.

Key Point #4:
In order to make the best use of greenery and open space, it must be positively incorporated into a community's design.

The report concludes: “The factors that explain these findings emphasize the importance of greenery in community and personal wellness.Time spent in natural surroundings relieves mental fatigue, which in turn relieves inattentiveness, irritability, and impulsivity, recognized by psychologists as precursors to violence. Green spaces also support frequent, casual contact among neighbors. This leads to the formation of neighborhood social ties, the building blocks of strong, secure neighborhoods where people tend to support, care about, and protect one another.”

Might this study might reframe the way you think about shopping for a home? If you’re looking for a home close to lots and lots of green space I can help find you that ideal location: valeriemcconville@gmail.com

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